One question, answered well
Most claim professionals do a little of everything. New York Insurance Appraiser works on one question, the amount of loss, and builds every process, calculator and report around answering it well. That focus lets us serve as your appointed appraiser, review an estimate before a dispute escalates, or sit as a neutral umpire on a panel where we represent neither side.
Principles we work by
- Our own scope first. We inspect and measure before we read anyone else’s numbers.
- Defensible beats dramatic. An inflated estimate looks good on day one and loses credibility with the umpire on day thirty. We price what we can support.
- Plain-English reporting. You’ll understand every difference between our valuation and the carrier’s.
- Honest triage. If the claim needs a New York attorney or a licensed public adjuster instead, we say so.
- Fees in writing. You know the cost before any work starts.
Who calls us
Homeowners and two-family owners, co-op shareholders and condo unit owners, boards and managing agents, landlords, business owners, houses of worship, contractors, public adjusters and attorneys. On any one claim we serve in a single role, and we disclose prior relationships with the other appraiser or the umpire.
What we are not
We aren’t a law firm and don’t give legal advice. We aren’t public adjusters and don’t negotiate claims outside the appraisal process. We don’t decide coverage, and we don’t guarantee results. No honest appraiser can.
Why statewide
New York’s claim climates range from Atlantic surge on the South Shore to lake-effect snow loads in Oswego County. Working across all 62 counties means we see every kind of loss the state produces and price each one with local knowledge of materials, labor and building codes.