Independent property claim appraisal · all 62 New York countiesinfo@newyorkinsuranceappraiser.com(844) 537-1427

What we appraise

Insurance Appraisal Services Across New York

From a one-time estimate review to full panel representation and neutral umpire work, every service is built around an accurate, defensible valuation of the loss.

01Appraisal Clause RepresentationWe act as your named appraiser after either side invokes the appraisal clause in a New York property policy.Details 02Homeowners Claim AppraisalIndependent valuation of dwelling, garage, fence and contents losses for New York houses, rowhouses and two-families.Details 03Co-op, Condo & Commercial AppraisalAppraisal for co-op boards, condo associations, managing agents, mixed-use, retail and multifamily owners in New York.Details 04Roof & Hail Damage AppraisalIndependent hail damage appraisal for roofs, siding, gutters and skylights across the Hudson Valley, Capital Region and Western NY.Details 05Windstorm & Tornado AppraisalWind damage appraisal after derechos, microbursts, tornadoes and severe thunderstorms anywhere in New York State.Details 06Hurricane & Nor’easter AppraisalHurricane claim appraisal for coastal New York, with careful attention to wind versus surge and percentage deductibles.Details 07Water Damage AppraisalWater damage claim appraisal for burst and frozen pipes, appliance leaks, unit-to-unit leaks and sewer backup losses in NY.Details 08Fire & Smoke Damage AppraisalFire damage appraisal for New York homes and attached buildings, including smoke migration, contents and living expenses.Details 09Snow Load & Ice Dam AppraisalIce dam claim appraisal for lake-effect snow, roof collapse and freeze-up losses, a distinctly New York kind of claim.Details 10Insurance Estimate ReviewAn independent insurance estimate review that shows where the carrier’s number falls short before you decide on appraisal.Details 11Umpire ServicesNeutral insurance appraisal umpire services for New York panels where the two appraisers cannot agree on the amount of loss.Details

Not sure where to start?

Most files begin with an estimate review

Before anyone demands appraisal, it helps to know exactly where the carrier’s estimate falls short and what that difference is worth. A review answers that in days, and many disputes close at that stage with a documented supplement.

About estimate reviews
Can I hire you for just one part of the process?

Yes. Many owners start with an estimate review and decide later whether to invoke appraisal.

Do you work on co-op and condo buildings?

Yes. We work for unit owners and for boards and managing agents, and we sort out which policy responds to which part of the loss.

Do you handle flood claims?

Flood is excluded from standard homeowners policies. We can review flood estimates, but appraisal under a flood policy follows that policy’s own, narrower rules.

Covered, but not paid in full?

Send us the carrier’s estimate and your photos. We’ll read it line by line and tell you what we see.