Free & private
Free Property Claim Calculators for New York Owners
7 calculators and planners built from real appraisal work. Use them to check the carrier’s math and plan next steps. No sign-up, nothing stored.
CalculatorSettlement Gap & Fee EstimatorSee the disputed amount, a projected award and what you’d net after appraiser and umpire fees.Open 
CalculatorACV vs. RCV Holdback CalculatorEstimate the first actual cash value check, the depreciation held back, and the date to claim it.Open 
CalculatorRoof Area & Pitch EstimatorTurn a footprint and pitch into roof squares, waste, bundles and tear-off for multiple layers.Open 
CalculatorHurricane Deductible CalculatorConvert a 1–5% hurricane deductible into dollars and compare it with your flat deductible.Open 
PlannerClaim Calendar BuilderTurn your date of loss into dated claim milestones and download them as a calendar file.Open 
ChecklistAppraisal Readiness CheckupTwelve yes-or-no questions that score your file and build a to-do list before you demand appraisal.Open 
CalculatorCo-op & Condo Claim SplitterSplit a unit loss between the building’s master policy, your HO-6 and your own pocket.Open Suggested order
Using the calculators together
- Claim calendar builder: put every policy deadline on your calendar first.
- Roof area & pitch estimator: check the squares and steep charges on the roof line.
- ACV/RCV holdback calculator: see what the first check should be and what’s held back.
- Hurricane deductible calculator: learn what a percentage deductible really costs.
- Co-op & condo claim splitter: split a unit loss between the building and your HO-6.
- Settlement gap & fee estimator: test whether appraisal pays after fees.
- Appraisal readiness checkup: make sure your file is ready before you demand appraisal.
Talk it through
A first conversation is free. We’ll tell you honestly whether appraisal fits your claim.
(844) 537-1427Send claim details